The Upromise® World MasterCard®

Mar 7, 2010

The Upromise® World MasterCard® credit card is the card to choose when you’re saving for college or paying off student loans.

Every time you use your credit card to shop with a Upromise partner, a percentage of your purchase goes into your Upromise account, where it continues to grow until you use it to pay down your college loans or pay for current college expenses. It can be used to cover your own expenses, or it can be a college savings account for your child. With no annual fee and no application fee, using this card is pure savings.

Even better, it’s tax-free and others can join and contribute. What better way for Grandma and Grandpa to help fund your child’s college education.

You’ve probably seen similar savings programs that limited you to a few vendors – many of them not even in your community. Upromise is different – our partners include over 700 on-line stores, over 8,000 restaurants, and more than 22,000 drug and grocery stores nationwide. And they’re names you know – like McDonalds, Target.com, Exxon Mobil, Gap, Sears, J.C. Penny, eBay, Barnes & Noble, Ace Hardware, Coldwater Creek, Office Depot, Walgreens, and Best Buy.

So whether you’re using your credit card for shopping online, buying groceries, filling the gas tank, eating out, or booking travel, you’ll be saving money doing the things you’d normally do. Visit our site to get all the details and see the complete list of partners and eligible purchases.

Just to get your savings started, you’ll earn a $25 bonus with your first qualified purchase within 90 days of card activation, so why not apply today?

To be eligible you must have a credit record free of bankruptcy or any recent delinquencies, and a credit score of at least 700.

If you aren’t sure about your credit score, order your free credit report with scores right now and check.  If you need to make some improvements before making application for , it will be worth the wait.

When you join, you’ll pay no interest for the first 7 to 10 statement periods, depending upon your credit scores. Then your interest rate, which is tied to the prime rate and can vary, will be between this credit card  12.99% and 20.99%.

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