American Express® Preferred Rewards Gold Card
The American Express® Preferred Rewards Gold Card is for consumers who pay their balance in full each month. Instead of paying interest, card holders pay a $125 annual fee.
Those who wish additional cards for family members or employees may get up to 5 additional cards for $35 and $35 each for additional cards after the first five.
There is no pre-set spending limit. Instead, purchases are approved based on such factors as your credit record, your account history, and your personal resources.
The rewards are great for this level of participation. You earn 1 point for virtually every dollar you spend. In addition, when you spend $500 in your first 3 months of Card membership, you automatically earn 10,000 Membership Rewards bonus points, which are redeemable for a $100 gift card.
You can redeem points for rewards for shopping and entertainment, or choose from 21 airline partners, a wide variety of vacation packages, over 50 cruise itineraries, hundreds of hotels around the world, and exclusive spa retreats.
You can also transfer your points into 17 different frequent flyer programs. In most cases your points will transfer point for point with airline miles. In order to offset the federal excise tax on conversions, you will be charged a fee of $0.0005 for each conversion of points into the Frequent Flyer program of a U.S. airline. The maximum fee for each transfer is $75 and will be charged to your Card account.
Unlike points earned with some cards, your American Express® Preferred Rewards Gold Card points never expire and there is no limit to the number of points you can earn.
Many customers carry the American Express® Preferred Rewards Gold Card just for the Gold Card Events. With this card, you have access to the most sought-after tickets for concerts and shows to major league sports events in cities across the U.S. Often, tickets are available to Card holders in advance of public sale.
The American Express® Preferred Rewards Gold Card makes shopping safer. Our Fraud Protection covers you against fraudulent charges, while our Return Protection guarantees that you’ll be able to return merchandise within 90 days of purchase – or we’ll credit your account up to $300.
Travelers especially appreciate our Purchase Protection – which protects covered items from theft or damage for up to 90 days after purchase. In addition, when you purchase with our Card, our Extended Warranty mirrors manufacturer’s warranties for up to an additional year.
And speaking of travel – when you use the Card and American Express® Travel Service, you’ll receive a credit of up to $100 once per year. Your baggage will be covered for up to $1,250, and your reservation will be guaranteed, even if you’re late checking in.
Travel Accident Insurance and Car Rental Loss and Damage Insurance are two more of the benefits of booking your travel with our Card.
For complete details, and to apply for this Card visit http://www.bestrateforcreditcards.com/ <http://www.bestrateforcreditcards.com/best-rate-reward-credit-cards/>and choose American Express® Preferred Rewards Gold Card.
